:root{--navy:#002F76;--deep:#001A44;--orange:#FE7202;--orange2:#FF9A3C;--bg:#F4F7FA;--ink:#172536;--r:16px}
*{box-sizing:border-box;margin:0}html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:'Plus Jakarta Sans',system-ui,sans-serif;color:var(--ink);line-height:1.65;background:#fff;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}ul,ol{padding-left:1.1rem}
.wrap{width:min(1200px,92%);margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
h1,h2,h3{line-height:1.15;letter-spacing:-.02em}h1{font-size:clamp(2.1rem,6vw,4rem);font-weight:800}h2{font-size:clamp(1.7rem,4vw,2.6rem);font-weight:800}h3{font-size:1.15rem;margin-bottom:.4rem}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid #e3e9f0}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:68px}.brand{display:flex;gap:.6rem;align-items:center}.brand span{display:flex;flex-direction:column;line-height:1.1}.brand strong{font-size:.95rem;color:var(--navy)}.brand small{font-size:.65rem;letter-spacing:.14em;color:#5b6b7c}.brand.light strong{color:#fff}
.burger{display:flex;flex-direction:column;gap:5px;background:none;border:0;padding:10px;cursor:pointer}.burger span{width:24px;height:2px;background:var(--navy);transition:.3s}
#nav{position:absolute;top:68px;left:0;right:0;background:#fff;max-height:0;overflow:hidden;transition:max-height .35s;box-shadow:0 12px 24px rgba(0,26,68,.1)}#nav.open{max-height:80vh;overflow:auto}
#nav ul{list-style:none;padding:1rem 4%;display:flex;flex-direction:column;gap:.2rem}#nav a{display:block;padding:.6rem 0;font-weight:500}#nav a.active{color:var(--orange)}
.dd{position:relative}.dd-btn{position:absolute;right:0;top:6px;background:none;border:0;font-size:1.1rem;padding:6px 12px;cursor:pointer}#nav ul.menu{display:none;flex-direction:column;align-items:stretch;gap:0;padding:0 0 .4rem 1rem}#nav .dd.open ul.menu{display:flex}#nav ul.menu a{padding:.5rem 0}
.btn{display:inline-block;background:linear-gradient(135deg,var(--orange),var(--orange2));color:#fff!important;padding:.85rem 1.5rem;border-radius:999px;font-weight:700;border:0;cursor:pointer;transition:transform .25s,box-shadow .25s}.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(254,114,2,.4)}.btn.sm{padding:.55rem 1.1rem;font-size:.9rem}.btn.ghost{background:transparent;border:2px solid #fff}.btn.wa{background:#1fa855}
.hero{position:relative;min-height:88vh;display:flex;align-items:center;color:#fff;background:var(--deep);overflow:hidden}.sl{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity 1.2s}.sl.on{opacity:1}.shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,26,68,.92),rgba(0,26,68,.45))}
.hc{position:relative;padding:4rem 0;max-width:760px;margin-left:max(4%,calc((100% - 1200px)/2))}.hc p{font-size:1.1rem;margin:1.2rem 0 1.8rem;opacity:.92}.hc .eyebrow{color:var(--orange);font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:.8rem;margin:0 0 1rem}.btns{display:flex;flex-wrap:wrap;gap:.8rem}.dots{display:flex;gap:8px;margin-top:2rem}.dots button{width:28px;height:4px;border:0;background:#ffffff55;cursor:pointer}.dots button.on{background:var(--orange)}
.sec{padding:clamp(3rem,8vw,6rem) 0}.alt{background:var(--bg)}.navy{background:var(--deep);color:#fff}.link:hover{color:var(--orange)}.flogo{display:inline-block;background:#fff;border-radius:12px;padding:10px}.flogo img{width:200px}.brand img{width:auto;height:40px}.sh{max-width:640px;margin-bottom:2.5rem}.sh p{color:#5b6b7c;margin-top:.6rem}.navy .sh p{color:#b9c7d8}
.phead{background:linear-gradient(135deg,var(--navy),#0A4AA6);color:#fff;padding:4rem 0}.phead p{color:#b9d6ff;margin-top:.8rem}
.grid2,.grid3,.grid4,.two{display:grid;gap:1.25rem}.two{gap:2.5rem;align-items:center}
.card{background:#fff;border:1px solid #e3e9f0;border-radius:var(--r);padding:1.5rem;transition:transform .3s,box-shadow .3s}.card:hover{transform:translateY(-5px);box-shadow:0 18px 40px rgba(0,26,68,.1)}.card.dark{background:#07397F;border-color:#1F57A8}.card.big ul{margin:1rem 0}.card.cons{margin-top:1.25rem;background:var(--navy);color:#fff}.card p{color:#52627a}.dark p,.cons p{color:#b9c7d8}
.si{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:none}.ico{display:inline-grid;place-items:center;width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,#FFF1E4,#FFE0C2);color:var(--navy);margin-bottom:.8rem;transition:.3s}.card:hover .ico{background:linear-gradient(135deg,var(--orange),var(--orange2));color:#fff}.card.dark .ico{background:rgba(255,255,255,.08);color:var(--orange2)}.ci{display:flex;gap:.6rem;align-items:center}.ci .si{color:var(--orange)}.pb small.ci{margin-top:.4rem}.pb small .si{width:15px;height:15px}.link{color:var(--navy);font-weight:700;font-size:.9rem;display:inline-block;margin-top:.6rem}.rnd{border-radius:var(--r)}
.filters{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.5rem}.fb{border:1px solid #cdd8e5;background:#fff;padding:.5rem 1.1rem;border-radius:999px;cursor:pointer;font:inherit}.fb.on{background:var(--navy);color:#fff}
.pj{padding:0;overflow:hidden}.pj img{width:100%;aspect-ratio:12/7;object-fit:cover}.pb{padding:1.2rem}.tag{background:#FFF1E4;color:#B54E00;padding:.15rem .6rem;border-radius:99px;font-size:.75rem;font-weight:700}.ex{margin-left:.4rem;font-size:.7rem;color:#8a6d00;background:#fff4cc;padding:.15rem .5rem;border-radius:99px}.pb h3{margin-top:.6rem}.pj.hide{display:none}
.note{font-size:.85rem;color:#6b7b8d;margin:1rem 0}.ben{display:flex;flex-wrap:wrap;gap:.6rem;list-style:none;padding:0;margin-top:1.5rem}.ben li{background:var(--bg);padding:.4rem .9rem;border-radius:99px;font-size:.9rem}
.steps{list-style:none;padding:0;display:grid;gap:1rem}.steps li{display:flex;gap:1rem;align-items:center;background:#fff;border:1px solid #e3e9f0;border-radius:var(--r);padding:1rem 1.2rem;font-weight:700}.steps b{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;border-bottom:3px solid var(--orange);flex:none}
.stats{background:linear-gradient(135deg,var(--navy),#0A4AA6);color:#fff;padding:3.5rem 0}.sgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem;text-align:center}.sgrid strong{font-size:clamp(2rem,6vw,3.2rem);color:var(--orange)}.sgrid span{display:block;font-size:.85rem;color:#b9c7d8}
blockquote cite{display:block;margin-top:.8rem;font-size:.85rem;color:#6b7b8d}
.fq{border-bottom:1px solid #dde5ee}.fq button{width:100%;text-align:left;background:none;border:0;padding:1.1rem 0;font:inherit;font-weight:700;display:flex;justify-content:space-between;cursor:pointer}.fa{max-height:0;overflow:hidden;transition:max-height .3s}.fq.open .fa{max-height:200px}.fa p{padding-bottom:1rem;color:#52627a}.faq{max-width:800px}
.cta{background:linear-gradient(135deg,var(--orange),#E05F00 35%,var(--navy));color:#fff;text-align:center;padding:4.5rem 0}.cta h2{margin-bottom:1.5rem}.cta .btn{background:#fff;color:var(--navy)!important}
.tm .ph{aspect-ratio:1;background:linear-gradient(135deg,#FFF1E4,#cdd9ee);border-radius:12px;display:grid;place-items:center;color:#6b7b8d;margin-bottom:1rem}
.form{background:var(--bg);padding:1.5rem;border-radius:var(--r);margin-bottom:1.5rem}.f{margin:1rem 0}.f label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.3rem}.f input,.f textarea,.f select{width:100%;padding:.75rem;border:1px solid #c9d5e3;border-radius:10px;font:inherit}.f.bad input,.f.bad textarea,.f.bad select{border-color:#d93025}.err{color:#d93025;font-size:.8rem}.ok{color:#137333;margin-top:1rem;font-weight:600}.map{margin-top:1.5rem;min-height:220px;background:var(--bg);border:2px dashed #b9c7d8;border-radius:var(--r);display:grid;place-items:center;padding:1rem;text-align:center;color:#6b7b8d}
.ftr{background:var(--deep);color:#b9c7d8;padding-top:3.5rem}.fgrid{display:grid;gap:2rem}.ftr h4{color:#fff;margin-bottom:.8rem}.ftr a{display:block;padding:.2rem 0}.ftr .soc a{display:inline;margin-right:.8rem}.ftr a:hover{color:var(--orange)}.copy{border-top:1px solid #1F57A8;margin-top:2.5rem;padding:1.2rem 0;font-size:.85rem}
.top{position:fixed;right:18px;bottom:18px;width:44px;height:44px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;z-index:40;box-shadow:0 6px 16px rgba(0,0,0,.25)}